Why You Should Join a Credit Union
At the end of the day, the main goal of a credit union is to serve its members. Unlike banks, credit unions are not-for-profits governed by their members, who quite often volunteer as board members and are involved in the decision making process for the credit union.
A common misconception about credit unions is that you have to be a member of a certain group in order to become a member...which is untrue! This used to be the rule of thumb when credit unions were first established, but the rules have since changed to include a broader range of prospective members. At the NRFCU, membership is open to all who live, work, worship, attend school, volunteer in, as well as immediate family members, businesses and other legal entities within Niagara County, Amherst, Grand Island, and Tonawanda!
But the question still stands...why should YOU join a credit union? Well, there’s many good reasons!
Credit unions are often much smaller than traditional banks. Our dedicated team takes the time to get to know each member, adding that personal touch to every transaction. It also makes counseling our members through any financial decision-making that much more meaningful and genuine!
Credit unions have low rates and little to no fees! Because credit unions do not have investors to please, they are able to offer very low rates to the benefit of their members. We can also offer awesome loans and other promotions to help our members in any situation their lives throw at them!
We offer shared branching -- a national network of credit unions that share facilities to give our members thousands of branches in all 50 states. Whether you are on vacation or have moved away, chances are there will be a shared branch near you to access your Niagara Regional Federal Credit Union account!
Accessible ATMs anywhere you go! Our ATM network provides surcharge-free access to the members of participating financial groups throughout the United States and Puerto Rico. We even allow our members to find an ATM through our website, wherever they may be!
Other perks! Because we like to focus on our community, we make sure to always be engaging our members and those interested in our products. Giveaways, fun events, and community service keep our days interesting and keep our members happy! After all...giving back is our main goal!
Although we’ve only briefly touched on the pros of being a member at the Niagara Regional Federal Credit Union, there are plenty more reasons why being a part of a credit union is very special and a smart financial decision for you. If you’re interested in becoming a member, give us a call! We’d love to add you to our family. #WhenLifeHappens