Who can join Niagara Regional FCU?


Membership is open to all who live, work, worship, attend school in, or volunteer, as well as immediate family members, businesses and other legal entities within Niagara County, Amherst, Grand Island, and Tonawanda. Our main branch is located at 1285 Erie Avenue in North Tonawanda. We have a branch office that accepts new student memberships at the NT High School on Meadow Drive in North Tonawanda. Hours at that location are Mon-Fri 7:15 am - 7:45 am and 2:45 pm - 3:15 pm. Also, we have an ATM at Starpoint High School and one at the Elementary School.

The initial deposit for a membership $5.00. This is your shareholder's par value of one share in the Credit Union, plus $1.00 fee. The $5.00 stays in the account at all times until the membership is closed. You then become a member of the Credit Union, an organization owned by its members. It is always easier and more pleasant to do business where you are not just an account number.

Note: In order to comply with the US Patriot Act, the Credit Union will be verifying identities of all new members upon opening accounts. Photo id is required for all new accounts. Please be assured that this step is necessary in ensuring the safety and security of our great nation!