Loan Rates


Niagara Regional Federal Credit Union offers a wide variety of loans at affordable rates. Are you looking for your first car, a new car, or pickup? Are you purchasing or refinancing a home? Do you want to make use of the equity in your home?  You can expect all of our lending services to come with the prompt and friendly service you deserve as a member-owner of NRFCU. We think our combination of outstanding service, great rates and convenience just can't be beat!  

Online loan applications available through home banking.


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NRFCU provides loans for the following:

 
  • Vehicles - New, Used & Special Vehicles*
  • Personal Loan
  • Computer Loan
  • Home Equity Line of Credit
  • Mini Home Equity
  • Share/Certificate Secured
 

*Special vehicles= boats, campers, ATV, jet ski, trailers & classic cars.


Auto Loans

ALL RATES ARE ACCURATE AND EFFECTIVE MAY 1ST, 2017
Type APR* as low as
New Car (not registered) 2.00%
Used Car 2.50%

Unsecured Loans

ALL RATES ARE ACCURATE AND EFFECTIVE MAY 1ST, 2017
Type APR* as low as
Personal Loan 7.50%
Xchex (Overdraft Line of Credit) 10.50%
Technology Loan 8.75%

Credit Card

ALL RATES ARE ACCURATE AND EFFECTIVE MAY 1ST, 2017
Type APR*
Introductory Rate* 6.00%
After Introductory Rate 9.90%
Student Card** 8.00%

The credit union may offer other rates and terms or amend the rates and terms contained in this schedule at any time. Creditworthiness factors, and other loan terms may affect the actual rate offered. Other conditions may apply. Contact the Credit Union for complete details.

All rates listed are APR (Annual Percentage Rate)

*Introductory APR is for a period of six (6) billing cycles. When the discounted period expires, the APR on existing balances will stay at the discounted rate until it is paid off.

**For a complete list of our disclosure and fees Click Here.