Regardless if you’re buying your first home, upgrading or downsizing, Niagara Regional Federal Credit Union has a mortgage to fit your needs! We offer conventional loans from 15-30 years duration with some of the lowest interest rates in the area!  Have questions about what loan is best for you? Give us a call!

Mortgage Rates

The credit union may offer other rates and terms or amend the rates and terms contained in this schedule at any time. Creditworthiness factors, and other loan terms may affect the actual rate offered. Other conditions may apply. Contact the Credit Union for complete details. All rates listed are APR (Annual Percentage Rate)
*Rate includes direct deposit discount of .25%

**Introductory APR is for a period of six (6) billing cycles. When the discounted period expires, the APR on existing balances will stay at the discounted rate until it is paid off.

***For a complete list of our disclosure and fees Click Here.