Credit Union Fees
Current Credit Union Fees
ALL FEES ARE ACCURATE AND EFFECTIVE AUGUST 1ST, 2019
| Savings (Shares) | Fee |
|---|---|
| Dormant Account Fee (Dormant fees take effect after 1 year of inactivity) | $5.00 per month |
| Early Holiday or Vacation Club Withdrawal | $10.00 per withdrawal |
| Deposited Item Returned | $30.00 per item |
| Negitive Balance Fee | $5.00 |
| Early Closure (within 6 months) | $25.00 |
| Tax Levy/Garnishment/Restraining Notice | $20.00 |
| Term Share Certificate Early Withdrawal | 3 months dividend 1 year or less - 6 months dividend 1 year or less |
| One-time Membership (at account opening) | $1.00 |
| Account Opening - Par Value of 1 Share | $5.00 |
| Checking (Share Draft) | Fee |
| Copy of Check or Draft | $2.00 each - Free for online banking members |
| Notification of Charge Fee | $5.00 |
| Insufficient Funds (check, ACH, or returned item) | $30.00 per item |
| Early Closure (within 6 months) | $25.00 |
| Negitive Balance Draft | $5.00 per month |
| Check Protest | $15.00 |
| Stop Payment/Share Draft & Electronic ACH | $20.00 |
| Corporate Check Stop Payment | $25.00 |
| Bill Pay Fee (after 3 month's inactivity) | $4.50 for each month of inactivity |
| Debit & Credit Cards | Fee |
| New Debit Card at Account Opening | $1.00 |
| Replacement Card | $10.00 |
| Rush Card | Varies according to type of service |
| Teller Fees | Fee |
| Teller Check (under $10,000) | $5.00 |
| Certified Check | $10.00 per check |
| Money Order | $5.00 per item |
| Second Lien Release | $10.00 |
| Non-Member Check Cashing Fee | $5.00 |
| Master Card Gift Card | $3.00 per card |
| Travel Cards | $5.00 - Plus Chip $7.50 |
| Wire Transfer | $25.00 per transfer (domestic) - $50.00 per transfer (international) |
| Western Union | $20.00 per transfer (domestic) - $50.00 per transfer (international) |
| General Fees | Fee |
| Account Reconciliation | $20.00/hour |
| Account Research | $25.00 |
| Change of Address via PO Notification | $2.00 |
| Address Unavailable/No Forwarding | $5.00 one time |
| Address Search | $5.00 one time |
| Duplicate Statement | $5.00 per month |
| Account Activity Printout | $1.00 |
| Returned Statement due to Non-Notification of Address Change | $2.00 per statement |
| Foreign Check Processing | $25.00 per item |
| Notary for Non-Member | $2.00 |
| Abandoned Property Fee | $25.00 per account after 3 years no activity |
| Mortgage Modification Fee | $250 + Attorney Costs |
| Fee for Loan Collections | $150.00 |
The credit union may offer other rates and terms or amend the rates and terms contained in this schedule at any time. Creditworthiness factors, and other loan terms may affect the actual rate offered. Other conditions may apply. Contact the Credit Union for complete details.
All rates listed are APR (Annual Percentage Rate)
*Rate includes direct deposit discount of .25%
**Introductory APR is for a period of six (6) billing cycles. When the discounted period expires, the APR on existing balances will stay at the discounted rate until it is paid off.
***For a complete list of our disclosure and fees Click Here.