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Checking Accounts


With a Niagara Regional Federal Credit Union checking account you have a multitude of benefits and no fees! Unlike others, we have no minimum balance and you’ll have access to thousands of ATMS all over the U.S free of charge!

Credit Union checking account conveniences include:

  • Access to Apple Pay & Samsung Pay – Simply add your card to your Apple or Samsung wallet and easily pay on the go!

  • ATM Access – Need money but don’t want to pay that pesky ATM fee? Access a MoneyPass or AllPoint ATM FREE of charge! Shared branching, a national network of credit unions also makes it easy to access your Niagara Regional account, fine one here.

  • 24/7 worldwide fraudulent account monitoring.

  • Easy, hassle free deposits – Deposit checks or cash at any time using one of our onsite ATMs, mobile banking app or by stopping in! Deposits can also be made by mail, our deposit drop box, or payroll deduction.

  • Free checks – We provide you with your first order of checks at no cost!

  • Earn dividends – Balances over $2,000 can earn dividends and are computed on the average daily balance method.

  • Overdraft protection for qualified members.

  • No charges per check


 

Links Disclosure

WE PROVIDE LINKS TO THIRD PARTY PARTNERS, INDEPENDENT FROM NIAGARA REGIONAL FEDERAL CREDIT UNION. THESE LINKS ARE PROVIDED ONLY AS A CONVENIENCE, WE DO NOT MANAGE THE CONTENT OF THOSE SITES. THE PRIVACY AND SECURITY POLICIES OF EXTERNAL WEBSITES WILL DIFFER FROM THOSE OF NIAGARA REGIONAL FEDERAL CREDIT UNION. CLICK CONTINUE TO PROCEED OR CLICK THE "X" TO STAY ON THIS SITE.


CONTINUE


Links Disclosure

WE PROVIDE LINKS TO THIRD PARTY PARTNERS, INDEPENDENT FROM NIAGARA REGIONAL FEDERAL CREDIT UNION. THESE LINKS ARE PROVIDED ONLY AS A CONVENIENCE, WE DO NOT MANAGE THE CONTENT OF THOSE SITES. THE PRIVACY AND SECURITY POLICIES OF EXTERNAL WEBSITES WILL DIFFER FROM THOSE OF NIAGARA REGIONAL FEDERAL CREDIT UNION. CLICK CONTINUE TO PROCEED OR CLICK THE "X" TO STAY ON THIS SITE.


CONTINUE


Links Disclosure

WE PROVIDE LINKS TO THIRD PARTY PARTNERS, INDEPENDENT FROM NIAGARA REGIONAL FEDERAL CREDIT UNION. THESE LINKS ARE PROVIDED ONLY AS A CONVENIENCE, WE DO NOT MANAGE THE CONTENT OF THOSE SITES. THE PRIVACY AND SECURITY POLICIES OF EXTERNAL WEBSITES WILL DIFFER FROM THOSE OF NIAGARA REGIONAL FEDERAL CREDIT UNION. CLICK CONTINUE TO PROCEED OR CLICK THE "X" TO STAY ON THIS SITE.


CONTINUE

 

All rates are accurate and effective as of May 1st, 2019

Amount APY*
Average Daily Balances > $2000 0.05%

* Dividends are earned on the average daily balance and paid monthly. Minimum average daily balance required to earn a dividend is $2,000. Fees may reduce earnings. Rates quoted are anticipated to be paid on the last day of the month. APY is subject to change monthly without notice at the discretion of the Board of Directors. APY may change after account is opened.