Signature Loans


The reasons for a personal loan can vary from debt consolidation, vacation to last minute home repairs or emergency car repairs. Luckily, our not-for-profit credit union can offer you the best rate possible!

We have a variety of loan options to help meet your needs, big or small.

As a Niagara Regional Federal Credit Union member, you can breathe easy knowing that we do our best to save you money, time and give you the personal service you deserve! Our financial service associates are here for you to discuss your needs and loan options.

Debt Consolidation

If you’re sick of paying high interest rates, consolidate your debt from elsewhere with a new low interest rate signature loan. We can help you pay off your debt faster and save you money in the process.

Have questions about signature loans or loan specials? Give us a call!

Online Personal Loan Applications Available Through Home Banking


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Signature Loan Rates

ALL RATES ARE ACCURATE AND EFFECTIVE MAY 1ST, 2019
Type APR* as low as
Personal Loan 7.50%*
Xchex (Overdraft Line of Credit) 11.99%

The credit union may offer other rates and terms or amend the rates and terms contained in this schedule at any time. Creditworthiness factors, and other loan terms may affect the actual rate offered. Other conditions may apply. Contact the Credit Union for complete details. All rates listed are APR (Annual Percentage Rate)
*Rate includes direct deposit discount of .25%

**Introductory APR is for a period of six (6) billing cycles. When the discounted period expires, the APR on existing balances will stay at the discounted rate until it is paid off.

***For a complete list of our disclosure and fees Click Here.