What is a Credit Union?

Credit Unions are member-owned financial cooperatives that are controlled by their members and operated based on the principle of helping the members, providing them with credit at competitive rates and offering additional financial services.

Do You Have To Pay To Be A Member?

The initial deposit for membership is $5.00. The $5.00 is your shareholder's par value of one share in the Credit Union, plus a $1.00 fee.

Who Can Be A Member Of Niagara Regional?

Membership is open to those who live, work, volunteer, worship, or attend school within Niagara County, Amherst, Grand Island, and Tonawanda. Members’ immediate family are also eligible, as are businesses and other legal entities.

What Holidays are you closed?

  • Martin Luther King, Jr. Day – Closed

  • Presidents’ Day – Closed

  • Good Friday – Closed

  • Memorial Day – Closed

  • Independence Day - Closed

  • Labor Day - Closed

  • Columbus Day – Closed

  • Veterans Day - Closed

  • Thanksgiving – Closed

  • Friday After Thanksgiving Day – Closed

  • Christmas Eve – Closed

  • Christmas Day – Closed

  • New Year’s Eve – 8:30am – 12:00 pm

  • New Year’s Day - Closed

 Do you have electronic banking services?

Yes! E- Statements, home banking, mobile banking & more are available. Click here to see a full list of all E-Services we offer!

Where is The Credit Union Located?

We have two convenient locations: a branch in Amherst, NY, located at 665 North French Road and another in North Tonawanda at 1285 Erie Avenue.