Our Credit Union is committed to the old adage: "Let the buyer beware." If you've been drawn by those teaser rates of 0.9% financing, or "push, pull, or drag it in..." you should read on for some very important car buying information.

Consider this: It's Sunday morning and you've just opened up the paper and are looking at the car ads. You think "WOW, there are so many deals to be had here! No money down, 0.9% financing, $199 monthly payments on a BRAND NEW car - I can afford that !"

These "deals" that you read in the paper and see on T.V. are teasers to get you into the dealer's "hot seat". Once you're there, there's no turning back - they have you right where they want you - unless you've visited us at the Credit Union beforehand , that is!!

You will be amazed at how much time and MONEY you can save by making an appointment with one of our member service representatives BEFORE you go car shopping ! We're here to help you get the best car for your money ! We can show you how to get what the dealer REALLY paid for the car - and not the invoice price, either ! We'll also give you a complete loan amortization so you can see what the financing will cost with us as well as the dealer.

When you're prepared and have inside information that the Credit Union can provide to you at no charge when you finance your loan with us, you'll be considered "Armed and Dangerous" to the dealer !!

If the above isn't incentive enough for you to visit the Credit Union, we now offer the following to our members who finance a car with us.

GAP Insurance
GAP (Guaranteed Auto Protection) insurance. This is important to have if your financed car loan amount is more than 80% of the MSRP. What it does is protect your loan in the event of a total loss to your car.