Our sharedraft accounts offer a wide variety of benefits and NO FEES! Some of these benefits include:

No minimum balance
 
ATM machine located in the drive through and is opened during business hours - with no surcharge!!
 
No usage fee MasterCard debit card which allows you access to your checking account through thousands of merchants worldwide. It also functions as your ATM card. As an added bonus, your account is monitored for worldwide fraudulent activity through our neural network 24 hours a day, 7 days a week!
 
Deposits can be made through payroll deduction (if your employer offers it), Point of Banking locations (usually located at most supermarkets in the area), by mail, or in person.
 
Free checks - your initial introductory order of 50 checks are free. We also offer on-line reordering of your checks through clarkeamerican.com
 
Dividends are earned on balances over $2000.00 and are computed on the average daily balance method.
 
ATM withdrawals up to 5 each month - those with payroll deduction of their entire paycheck (net) receive 10 free withdrawals per month. After, a small transaction fee will be assessed.
 
Overdraft Protection for qualified members
 
Pre-Authorized payments from outside sources with no fee
 
No per check charge
 
Click here for locations to no-surcharge ATM's