We have been alerted to a potential data breach from Kmart locations based in the United States. If you swiped your debit or credit card between September 2016 to April 2017 you may be affected by the security breach. Please contact us if you believe your card may have been compromised and we will replace your debit card.

You can greatly diminish your own risk to identity theft. Here are three simple steps to get you started:

1) Switch to strong passwords. It's worth your time to update all your passwords to contain upper and lower case letters, numbers, and symbols. Dictionary words are early hacked (as Britney Spears and President Obama found out when their twitter accounts were compromised). Avoid recognizable identifiers such as the last four digits of your SSN, your birth date, house number, and so on for passwords and PINs. 

One Idea is to memorize a sentence, using the first letter of each word - including numbers and symbols - as your password (e.g., "My #1 dog is a Lap/Poodle mix" becomes M#1diaL/Pm).

2) Refuse requests for personal information. Decline phone and e-mail requests for personal information or your credit card number. They may be scams. For example, the credit union will not call or e-mail you asking you for your SSN or birthday - we already have this information. Instead, contact us directly.

3) Order your free credit reports. Request a copy of your credit report and review for unauthorized accounts. The Fair and Accurate Credit Transactions Act (FACT Act) of 2003 requires each major credit bureau to provide one free credit report annually to consumers who request a copy (call 877-322-8228,. or visit annualcreditreport.com).